DEVOTIONS AND SERMONS

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Manage Your Money
 

1. Have a pure heart in dealing with money

a. Luke 16:10-15
10 "Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.
11 So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches?
12 And if you have not been trustworthy with someone else's property, who will give you property of your own?
13 "No servant can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money."
14 The Pharisees, who loved money, heard all this and were sneering at Jesus.
15 He said to them, "You are the ones who justify yourselves in the eyes of men, but God knows your hearts. What is highly valued among men is detestable in God's sight.


If you can't handle money, how can God trust you with souls. You can't serve both God and money. What is your priority in your heart. What man values is detested by God. Be righteous in dealing with money.

b. Matthew 22:14-30
14 "For many are invited, but few are chosen."
15 Then the Pharisees went out and laid plans to trap him in his words.
16 They sent their disciples to him along with the Herodians. "Teacher," they said, "we know you are a man of integrity and that you teach the way of God in accordance with the truth. You aren't swayed by men, because you pay no attention to who they are.
17 Tell us then, what is your opinion? Is it right to pay taxes to Caesar or not?"
18 But Jesus, knowing their evil intent, said, "You hypocrites, why are you trying to trap me?
19 Show me the coin used for paying the tax." They brought him a denarius,
20 and he asked them, "Whose portrait is this? And whose inscription?"
21 "Caesar's," they replied. Then he said to them, "Give to Caesar what is Caesar's, and to God what is God's."
22 When they heard this, they were amazed. So they left him and went away.
23 That same day the Sadducees, who say there is no resurrection, came to him with a question.
24 "Teacher," they said, "Moses told us that if a man dies without having children, his brother must marry the widow and have children for him.
25 Now there were seven brothers among us. The first one married and died, and since he had no children, he left his wife to his brother.
26 The same thing happened to the second and third brother, right on down to the seventh.
27 Finally, the woman died.
28 Now then, at the resurrection, whose wife will she be of the seven, since all of them were married to her?"
29 Jesus replied, "You are in error because you do not know the Scriptures or the power of God.
30 At the resurrection people will neither marry nor be given in marriage; they will be like the angels in heaven.


Who is the owner of your money? God owns your money, you are only the manager of the money. So if it is God's money, he can either take it away from us or give much more to us. Don't be greedy but grateful.

c. Acts 20:33-35
33 I have not coveted anyone's silver or gold or clothing.
34 You yourselves know that these hands of mine have supplied my own needs and the needs of my companions.
35 In everything I did, I showed you that by this kind of hard work we must help the weak, remembering the words the Lord Jesus himself said: 'It is more blessed to give than to receive.'"


We should support ourselves and also serve others with our money.

d. Matthew 6:19-21
19 "Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal.
20 But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal.
21 For where your treasure is, there your heart will be also.


What is your motive in life? Is it to take money or to make disciples? You need to save many in heaven.

e. Hebrews 10:32-34
32 Remember those earlier days after you had received the light, when you stood your ground in a great contest in the face of suffering.
33 Sometimes you were publicly exposed to insult and persecution; at other times you stood side by side with those who were so treated.
34 You sympathized with those in prison and joyfully accepted the confiscation of your property, because you knew that you yourselves had better and lasting possessions.


When your heart is focused in heaven you will not bother for loss of money or any other problem. We got to live for eternal positions.

f. 1 Timothy 6:17-19
17 Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment.
18 Command them to do good, to be rich in good deeds, and to be generous and willing to share.
19 In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.


Rich people are arrogant, because of their money. God has given us to enjoy. If you have money share and give and be generous.

2. The obstacles of having a pure heart

a. Luke 12:13-21
13 Someone in the crowd said to him, "Teacher, tell my brother to divide the inheritance with me."
14 Jesus replied, "Man, who appointed me a judge or an arbiter between you?"
15 Then he said to them, "Watch out! Be on your guard against all kinds of greed; a man's life does not consist in the abundance of his possessions."
16 And he told them this parable: "The ground of a certain rich man produced a good crop.
17 He thought to himself, 'What shall I do? I have no place to store my crops.'
18 "Then he said, 'This is what I'll do. I will tear down my barns and build bigger ones, and there I will store all my grain and my goods.
19 And I'll say to myself, "You have plenty of good things laid up for many years. Take life easy; eat, drink and be merry."'
20 "But God said to him, 'You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?'
21 "This is how it will be with anyone who stores up things for himself but is not rich toward God."


Jesus says watch out. The biggest obstacle is greed. Greed can take you to hell. Greed is not satisfied with what you have. Money tends to make people independent of God. Don't take pride in your position.

b. Philippians 4:10-13
10 I rejoice greatly in the Lord that at last you have renewed your concern for me. Indeed, you have been concerned, but you had no opportunity to show it.
11 I am not saying this because I am in need, for I have learned to be content whatever the circumstances.
12 I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want.
13 I can do everything through him who gives me strength.


Paul is so fired up. Sometimes he had money and sometimes he didn't. He was focused on what he had (Jesus) not on what he didn't have (money). Through Christ Paul could do everything.

c. Matthew 6:25-34
25 "Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more important than food, and the body more important than clothes?
26 Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they?
27 Who of you by worrying can add a single hour to his life ?
28 "And why do you worry about clothes? See how the lilies of the field grow. They do not labor or spin.
29 Yet I tell you that not even Solomon in all his splendor was dressed like one of these.
30 If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you, O you of little faith?
31 So do not worry, saying, 'What shall we eat?' or 'What shall we drink?' or 'What shall we wear?'
32 For the pagans run after all these things, and your heavenly Father knows that you need them.
33 But seek first his kingdom and his righteousness, and all these things will be given to you as well.
34 Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own.


Another obstacle is worry. Worry is not just a problem, it is a sin. It is lack of faith. We need to put God and righteousness first.

d. Philippians 4:4-9
4 Rejoice in the Lord always. I will say it again: Rejoice!
5 Let your gentleness be evident to all. The Lord is near.
6 Do not be anxious about anything, but in everything, by prayer and petition, with thanksgiving, present your requests to God.
7 And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus.
8 Finally, brothers, whatever is true, whatever is noble, whatever is right, whatever is pure, whatever is lovely, whatever is admirable--if anything is excellent or praiseworthy--think about such things.
9 Whatever you have learned or received or heard from me, or seen in me--put it into practice. And the God of peace will be with you.


This is how we overcome worry. Rejoice in the Lord always. Overcome worry by prayer. Be secure in God. Be thankful with what you have.

e. Proverbs 6:9-11
9 How long will you lie there, you sluggard? When will you get up from your sleep?
10 A little sleep, a little slumber, a little folding of the hands to rest--
11 and poverty will come on you like a bandit and scarcity like an armed man.


Laziness is another obstacle. We need to pray and work hard and God will bless.

f. Proverbs 20:13
Do not love sleep or you will grow poor; stay awake and you will have food to spare.

Proverbs 26:14
As a door turns on its hinges, so a sluggard turns on his bed.

Don't love sleep.

g. Proverbs 13:4
The sluggard craves and gets nothing, but the desires of the diligent are fully satisfied.

Be hard working and your desires will be fulfilled.

h. Proverbs 15:19
The way of the sluggard is blocked with thorns, but the path of the upright is a highway.

Proverbs 26:13
The sluggard says, "There is a lion in the road, a fierce lion roaming the streets!"

Proverbs 10:4
Lazy hands make a man poor, but diligent hands bring wealth.

Proverbs 12:24
Diligent hands will rule, but laziness ends in slave labor.

Proverbs 14:23
All hard work brings a profit, but mere talk leads only to poverty.

Proverbs 19:24
The sluggard buries his hand in the dish; he will not even bring it back to his mouth!

Lazy man has got lot of excuses.