Psalm 37:21-26
21 The wicked borrow and do not repay, but the righteous give generously;
22 those the LORD blesses will inherit the land, but those he curses will be cut off.
23 If the LORD delights in a man's way, he makes his steps firm;
24 though he stumble, he will not fall, for the LORD upholds him with his hand.
25 I was young and now I am old, yet I have never seen the righteous forsaken or their children begging bread.
26 They are always generous and lend freely; their children will be blessed.

- The wicked borrow and pay the consequences

- God takes care of the righteous - pray, get advice, and do all that you can to avoid borrowing

- When we borrow, we are telling God, "what you have given me isn't enough"

- How does the Psalmist describe the righteous?

According to the Wikipedia article on debt, Over-indebtedness has severe social consequences, such as financial hardship, poor physical and mental health, family stress, stigma, difficulty obtaining employment, exclusion from basic financial service, work accidents and industrial disease, a strain on social relation, absenteeism at work and lack of organizational commitment, feeling of insecurity, and relational tensions.

- Debt affects: health, family, career, erformance, relationships, and our self-perception/esteem!

Consider how debt has affected you. Share your concerns in any of these areas with someone who can help you work through your emotions. Consider getting professional help if this has led to depression, erratic behavior, desperate thoughts, or panic.

Re-read the scriptures from Day 15 (God's Provision) and pray for a heart to completely trust God with what he has given you.